Tyler Junior College

Your guide to personal finance

10 tips to protect your credit

 

  1. Check your balance on a monthly, or even weekly basis to identify any unusual activity, or confirm that the charges you have made are correct.
  2. Sign up for email notification and alerts from the company, so they will alert you when payments are due, or when purchases have been made. 
  3. Place the monthly payment on Auto Debit from your checking account. This way, if you forget, or even if you are unable to pay the balance in full, the minimum payment will be taken from your bank account, on time, and this will protect your credit score.
  4. Download the application on your phone, and keep up with ID and Passwords. This way you know where you stand at all times.
  5. Contact the company or bank within 30 days of finding a error on your bill or statement. It is your responsibility to identify that there has been an error or fraud. The company will work with you if your account is compromised, if you notify them in a timely fashion.
  6. Waiting months to let them know that someone has stolen your card or used your information to make purchases, won’t get you very far - by then it is too late.

Want to try your hand again?

Come to Wisegiving

6 p.m. - 8 p.m. Tuesday, Dec. 3

Apache Rooms 2 and 3, Rogers Student Center for another chance to win!

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